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Can we buy back credit with another bank?

The grouping of loans can be set up by any financial organization, its setting up is done independently of its own bank. Repurchase of loans elsewhere, in another bank The repurchase of credits is a banking operation which makes it possible to group several loans into only one, which involves an extension of the duration and a reduction of monthly payment. This financing does not force the borrower to change his direct debit and he is not obliged to ask his bank to obtain a reduction in his monthly payments. Thus, the borrower is completely free to resort to the...
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Cash loan: these questions you should ask yourself before you get into debt + print credit tree

Anticipating your questions: this is how I have repaid my loan in my life. Probably four years ago my laptop broke down (quite unexpectedly, he was only 5 years old: P), my basic work tool, and every day I had to buy new equipment. I was fresh after university, I didn't have any savings - a situation near the gate. I thought so then ... Then it turned out that my grandmother could lend me the money. This business of life cost me an additional USD 500. When taking a loan is the only way out However, I know that...
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What is credit check?

All credit granting is preceded by a credit examination. The purpose of this is to analyze the solvency and the credibility of the interested loan taker. This will ensure that you are able to honor the chosen credit. Find out here how exactly granting credit works and how it protects your interests. Part One: Credit Check The purpose of the credit check is to determine whether the potential borrower is financially able to repay the credit. It is therefore not only of particular interest to know if the client earns enough each month, but also if he has, after spending...
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Long-term credit buy-back: how long?

  Reduce your monthly payments by opting for a loan repurchase over the long term, that is to say over a longer term and more suited to the needs of the borrower. Credit repurchase, long-term spreading In the context of a loan repurchase, it is sometimes necessary for a borrower to choose the duration of repayment and the idea of ​​this operation is quite simply to allow a borrower to leave on a healthier, more stable and durable. The repurchase of loans thus makes it possible to redeem several credits (consumption and real estate) and to restore standard repayment terms,...
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The Best Credit Repurchase Rates: Where Are They?

This is the question that comes up most regularly among households wishing to redeem their loans, where are the best rates? Who offers them? We answer you. Credit repurchase: the best rate Contrary to what you might think, the best rates are not necessarily with banks or large brands. In repurchase of credit, there are two solutions to obtain an offer, either to pass by a traditional bank which applies its own policy, agency by agency, or to pass by an intermediary of bank type broker or agent. In some cases and in some regions, the bank will be unbeatable,...
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Interest relief on mortgage in 2020 – who is entitled and how to calculate it?

From January to the end of April there is a period in Poland for tax settlements PIT and CIT. Therefore, millions of Poles settle the tax with respect to personal income tax or corporate income tax. They can take advantage of numerous tax optimization concessions. If they have a mortgage, they can take advantage of the interest relief once they meet the additional requirements. What is How to use it in your annual tax return? What is the interest relief? The catalog of tax breaks lists the tax breaks and preferences that the taxpayer can use for settlements with the...
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Credit extortion and criminal liability

Taking an online cash loan is a complex process that does not end with completing the form online. It is also necessary to prevail to present a certificate of our earnings or conduct a telephone conversation with a consultant, and even carry out a verification transfer. This issue looks a bit different in the case of online loans, e.g. popular payday loans, which do not require so many formalities to be granted. In most cases, you will only need your ID card, and this may already create more space for cheaters. Credit extortion and criminal liability What is the risk...
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Real estate loan buy-back: after how long?

    The question is simple: after how long can you get a mortgage buyout? Here is our response. Credit repurchase: how long on average? There are no official statistics on the deadlines concerning the progress of a credit consolidation operation. Simply put, we find within banks and intermediaries in banking operations that we can obtain a repurchase of its credits as quickly as 11 days (repurchase of consumer loans without guarantee) and at most after 101 days (repurchase mortgage loan). The presence of a guarantee is important since it significantly lengthens the time for setting up loan repurchases. Home...